Understanding financial capacity can be challenging, Six key hurdles often impede financial success: mental overload, difficulty understanding future needs, overconfidence and high hopes, the desire for instant gratification, bad habits, and the influence of others. These obstacles manifest in daily life, such as feeling overwhelmed by tasks, making impulsive purchases, or following friends' spending habits. Recognizing and addressing these hurdles can help individuals make better financial decisions and improve their overall financial wellbeing.
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